Moolah picks the spread, total, and moneyline on every NFL, NBA, NHL, MLB, and CFB game. You compete against it with play money, build a public win/loss record, follow other players, and sell or subscribe to real picks.
Screens shown are illustrative.
How it works
Every pick type has its own rules, its own purpose — pick the one that fits how you want to play.
Five picks a week, always the opposite side of Moolah's own pick, staked with play-money units (0.5–3.0u each). Same opponent, same rules, same starting balance as everyone else — the only leaderboard in the app, and the one stat that's directly comparable between any two players.
Unstaked picks, hidden until they grade unless someone's an active subscriber to you. Build a public win/loss/push record and turn it into real income from people who follow your calls.
Unstaked picks, public the moment you submit them — no subscription, no waiting for grading, ever. The free, always-open shop window into what a Lock looks like.
The record
Every Board Pick, Lock, and Moolah Challenge pick you make — and every one of Moolah's own — settles as a win, loss, or push, tracked publicly and never edited after the fact.
Moolah Challenge uses real play-money units (0.5–3.0u per pick, capped at a 10u weekly budget) that move your balance. Locks and Board Picks aren't staked — each graded pick counts as a standard 1u ($100) bet, so they track both your record and your profit/loss in units, comparable across every pick you've made.
Line moves · Premium
Tap line moves on any game to see its full history for the spread, moneyline, and total, for either side: where it opened, where it is now, and every move in between on one chart.
Lines move when news breaks or money comes in. Your pick is locked to the number at the moment you submit it, so knowing whether a line is drifting toward you or away from you is where the edge is.
Timeline
Follow anyone on the leaderboard, and their Board Picks show up in your Timeline as they make them — plus their Locks, if you subscribe to them. One feed, newest first. When a pick is graded, the same post updates with the result and the units it won or lost.
Big wins stand out too: when someone you follow hits a win at +300 odds or longer, it's highlighted in your feed, along with a weekly recap of how they did.
No real money, ever
Beat Moolah runs on play currency — "Moolah Bucks" — with no cash value and no redemption path. No deposits, no withdrawals, no prizes tied to outcomes. Revenue comes only from optional subscriptions.
For creators
Premium subscribers can sell their own Weekly Locks by subscription, billed entirely through Apple's in-app purchase system — never a card form inside the app.
Deducted automatically before you ever see the money — nothing to invoice, nothing extra charged to subscribers.
Questions
Real answers about how grading, subscriptions, and creator payouts actually work.
Read the FAQ →Free to download. No real-money wagering, ever.
